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Council reviews medical benefits renewal options; takes no action ahead of open enrollment
Summary
City staff reviewed insurance renewal options that would significantly raise Health Savings Account maximums and deductibles; staff recommended mixing HSA renewal with an alternate PPO option; the council took no action and asked for LP Insurance to present before the June 1 open-enrollment effective date.
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City Manager Richard Braithwaite presented renewal options from LP Insurance and Sierra Health and Life and said only one carrier would offer coverage. Braithwaite listed proposed deductible and out-of-pocket changes: HSA individual maximum rising from $6,000 to $8,000 and family from $12,000 to $16,000; PPO and HSA deductible comparisons were provided. Jennifer Mayo suggested mixing renewal HSA with option one for PPO as a compromise; Braithwaite said he would ask the insurance agent whether mixing options remains permissible.
Council discussed the fiscal trade-offs (Mayor Kinney said the city would pay roughly $11,000 more if premiums are adjusted rather than passing costs to employees) and asked staff to invite LP Insurance to present in person before the June 1 open-enrollment effective date. No motion was made and the council took no action.
