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Council reviews $1.4M owner‑occupied housing program to help seniors and disabled residents

City of El Centro City Council · July 22, 2026
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Summary

City staff presented proposed PLHA guidelines for owner‑occupied accessibility and critical repairs, recommending a $25,000 maximum per property structured as a loan repayable on transfer (3% charge); staff estimated the $1.4M fund could assist about 57 households.

Adriana Nava presented draft guidelines for the city's Permanent Local Housing Allocation (PLHA) owner‑occupied housing improvement program, emphasizing accessibility modifications, cooling and roofing repairs to help low‑income seniors and residents with disabilities remain in their homes. Staff proposed prioritizing owner‑occupied units with at least one senior, a resident with a physical disability, or someone with mobility limitations, and suggested structuring awards as loans that become payable at property transfer.

Adriana gave an example of how a $25,000 maximum award could be structured as a loan with a 3% charge, producing a repayable total of approximately $32,500 on transfer, and said the city currently has $1,400,000 available for the program. Councilmembers asked about selection criteria, overlap with CDBG programs, contractor payment processes and whether veterans should receive priority; staff said eligibility and prioritization rules are still under development and the council provided guidance but did not adopt final guidelines at this meeting.