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Cloud Lake Building Department to receive ISO inspection May 21; town holds Class 3 rating

Town of Cloud Lake Town Council · April 9, 2026
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Summary

Town staff reported Cloud Lake has a Class 3 Insurance Services Office rating since 1998; an ISO reviewer will be on site May 21 for an all-day inspection that could affect insurance underwriting information for new construction.

Town staff reported that Cloud Lake has held an Insurance Services Office (ISO) Class 3 rating since the program began in 1998, a designation that influences insurance underwriting and can affect premiums on new construction. The Building Official and Clerk told the Council the ISO reviewer will be on site at Town Hall on May 21 for an all-day inspection and will complete the ISO report used by insurers.

Council members were advised to prepare departmental records for the review; staff described the inspection as an advisory review that produces information insurers use to assess underwriting and rating for construction in the town. No changes to town code or policy were proposed at the meeting.