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Committee considers code change to let benefit board vary premium split rather than lock 75/25
Summary
Deloitte proposed changing Metro code so the metropolitan government 'shall contribute at least 75%' and employees would 'contribute no more than 25%,' giving the benefit board leeway to set contribution percentages by plan or tier; committee requested draft language options from legal.
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Consultants recommended revising Metro code language that currently fixes the employer/employee premium split so the benefit board would have more flexibility to design plan-level contribution percentages. Angela Watts of Deloitte explained that instead of a fixed 75% employer / 25% employee split, the code could be worded so the metropolitan government "shall contribute at least 75% and the employee shall contribute no more than 25%." This change is intended to enable the board to offer lower-cost tiers or different splits for different plan options without exceeding current maximum employee contributions.
Committee members pressed on whether the change would permit contributions to vary by employee income; presenters said the proposed language would allow variation by plan or tier but not by individual salary. Legal counsel and staff cautioned that code change and council action are necessary for implementation and agreed to draft alternative language for committee review. No formal vote was taken.

