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Board reviews student supplemental insurance options; no change adopted
Summary
Administrators presented multiple supplemental insurance options and loss history; premiums ranged roughly from $5,985.55 to $7,400 depending on vendor. The board discussed liability and performance and opted to gather more information before making a change.
District staff (S3) presented student supplemental insurance options, loss history and premium comparisons. The district's current plan with K & K was described alongside two alternatives: a plan from 'Kicks' estimated at $5,985.55 based on the district population, Student Assurance Services estimated at $6,500, and K & K at $7,400. Staff noted the supplemental plan would take effect August 1 if changed and recommended additional review before switching providers.
Board members raised questions about liability for unsupervised nonstudents in district facilities and how claims were handled in past incidents. The superintendent suggested tabling a decision to gather further detail on plan differences and loss-history implications. No motion to change providers was adopted at the meeting.
