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Rocky Point Fire treasurer says insurance premiums are nearly one-third of operating costs

Rocky Point Fire & E.M.S. · March 9, 2026
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Summary

Treasurer David Carpenter told the board that department insurance premiums account for nearly one-third of operating costs; the board discussed options but noted state insurance is easiest to use.

David Carpenter, Rocky Point Fire & E.M.S. treasurer, told the board on Feb. 9 that the department’s insurance costs are a growing budget pressure, saying insurance premiums are nearly "one-third of the department's operating costs." The remark prompted discussion about shopping for other insurers but also noted that the State of Oregon’s plan is easier to use administratively.

Board members did not record a formal decision to change insurers at the meeting. Members discussed that switching carriers could yield limited savings and would come with administrative complexity; the minutes state the board concluded that costs "would not be dramatically different" and that State of Oregon insurance "is easiest to use." The board will keep the topic on future agendas as they monitor operating expenses and insurance renewal notices.