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Vision and dental plans expanded for dependents and new members

State Group Insurance Advisory Committee · July 2, 2025
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Summary

OGI reported that VSP extended adult-level coverage to minor dependents and that the dental plan removed the orthodontia waiting period so new members have immediate access.

The committee heard two benefit changes that take effect in the new plan year: expanded vision coverage for minors and the elimination of the orthodontia waiting period in the dental plan.

Justin Seaman told the committee that "VSP, our vision insurance, now offers the same coverage to minor plan members that has been provided to adult members." He also stated that the orthodontia waiting period has been removed from the dental plan, which he summarized as meaning "no wait for dental or orthodontia services for new members to the plan." Committee members reviewed staff materials and acknowledged that these changes affect dependent eligibility and immediate access to certain dental services for newly enrolled members.

OGI staff did not propose a vote at the meeting; these were presented as plan-year benefit updates for implementation and monitoring.