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Board approves two‑year student accident insurance with KidGuard for $164,640
Summary
Trustees approved a two‑year student accident insurance contract with KidGuard costing $164,640 for 2026–27 and 2027–28, including $25,000 maximum medical benefits and new elementary flag/tackle coverage.
Maria Norman read the recommendation that Fort Wayne Community Schools enter a two‑year agreement with KidGuard for student accident insurance at a total premium of $164,640 for the 2026–27 and 2027–28 school years. The package includes a $25,000 maximum medical benefit per student with no deductible for the core coverage and a middle‑school catastrophic plan quoted at $4,595 for the two‑year period.
Michelle Camick, Director of Financial Affairs, and CJ Mills from the broker USI Insurance answered trustees' questions. Camick explained the $38,540 reduction from the previous contract applies to comparable coverage; the newly offered elementary flag and tackle football coverage (base premium $4,439 and a catastrophic premium of $1,459) is additional and not included in the comparative reduction. The board approved the agreement by voice vote.
