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Staff: Title searches complete; foreclosure filings to begin with 3–4 month timeline

Hudson City Finance Committee · July 28, 2026
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Summary

Staff reported title searches are finished, attorney materials are being prepared to file foreclosure lists and petitions with the county clerk, and estimated the process could take about four months with public- and certified-mail notice requirements.

City staff told the committee that title searches for delinquent properties are complete and that attorney materials are being prepared to begin formal foreclosure filings with the county clerk. "We did get the title searches complete," the staff member said, adding that the attorney is preparing materials while on vacation and filings will start next week.

Staff described the statutory notice steps involved: public notices published in print on specified schedules and certified mail notice to property owners and any other parties identified in the title search. The staff member estimated roughly four months for the full process to run its course, which would likely place completion in November or December unless delays occur.

The committee discussed that most remaining accounts are low dollar and that staff has made extensive outreach to locate debtors, including asking a longtime resident for assistance. No formal policy change or vote occurred; staff said they will proceed with the filings and return with updates to the committee.