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Chambers County accepted into FEMA CRS; officials say residents will save roughly $250,000 annually on flood premiums
Summary
County floodplain administrator reported Chambers County’s acceptance into FEMA’s Community Rating System, with new policies and renewals starting Oct. 1 and estimated countywide insurance savings of about $250,000 per year.
Chambers County’s floodplain administrator told the commissioners that the county and several member cities have been accepted into FEMA’s Community Rating System (CRS), a voluntary program that rewards jurisdictions for exceeding floodplain-management standards with insurance premium discounts.
The administrator said the acceptance means residents in participating cities (City of Cove, City of Anahuac, Old River‑Winfree and the unincorporated county) will begin seeing discounts on new policies and renewals starting Oct. 1. “If you’re in one of the cities that I named, you’re gonna get a 10% savings on your flood insurance premiums. If you’re in the unincorporated area, you’re gonna get 15%,” he said, and added the countywide premium pool is about $1,800,000 with residents collectively projected to save “a $250,000 on their insurance premiums.”
Officials urged residents to check the declaration page after renewal to confirm the discount appears and thanked staff and external partners who helped the county meet higher standards. No formal vote was needed; staff provided the update for the record and the court took no action.
