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Commission adopts Taos County housing administrative manual to implement Affordable Housing Act programs
Summary
The commission approved Resolution 2025-14 adopting a housing administrative manual that defines program rules, income tiers, and use of second‑mortgage tools; Taos Housing Partnership will serve as a third‑party administrator for program delivery and community engagement.
Andy Jones (housing lead) and consultant Jen Lopez (Project Moxie) presented the Taos County Housing Administrative Manual framed by the New Mexico Affordable Housing Act. They explained that the manual sets program definitions, eligibility tiers (county ordinance uses 120% of area median income), pricing formulas, and options for subsidy design including forgivable silent second mortgages, perpetual second mortgages, and shared‑equity second mortgages.
"We wanted to show how the programs work together and how Taos Housing Partnership will act as an agent to administer client eligibility, education and interest lists," Jen Lopez said. She described the manual's purpose: to enable competitive processes (RFP or NOFA) so county contributions to third parties comply with the Act and avoid anti‑donation issues.
Commissioners discussed funding sources, establishing a housing trust fund, and pilot program options (infrastructure grants, rental versus for-sale priorities). Commissioner Brush asked for a real‑world scenario and emphasized the need to identify seed resources before running RFPs; Jen Lopez and Andy Jones said the manual is intended to let the county activate projects once resources (county, state, or third‑party funds) are available.
The commission moved and approved Resolution 2025-14 to adopt the manual and allow staff and Taos Housing Partnership to proceed with community engagement and program activation.
