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Board approves shift to 80/20 employee/employer health cost-share for 2025
Summary
After a Dewey Insurance presentation showing a projected 23% increase in health-care costs, the board approved an 80/20 health-care cost-share structure for 2025 and requested supplemental HSA information and staff communications from the insurer.
Insurance broker Patrick Dewey and Darci Fitch presented the county’s annual insurance update, reporting a projected 23% increase in health-care costs driven by increased claims and Department of Treasury hard-cap constraints. The presentation included discussion of options such as maintaining the hard cap, switching to an 80/20 employer/employee cost-share, or offering optional HSAs with higher deductibles.
Commissioner Jeff Sieting moved to adopt an 80/20 health-care cost-share for 2025; the motion was supported by Commissioner David Comai and approved by consensus with no opposition. Dewey Insurance was asked to supply additional details about HSA options and provide language for staff communications.
