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La Porte staff: FEMA consolidation should improve flood-insurance ratings for Shore Acres
Summary
Planning and code staff said La Porte's FEMA Community Rating System class 5 should produce up to a 25% discount on federal flood insurance for former Shore Acres residents once FEMA updates its records; staff offered letters to help with insurer renewals.
A resident raised concerns that flood-insurance renewals did not reflect expected discounts after consolidation. The planning/code representative said La Porte participates in FEMA's Community Rating System at class 5 and that Shore Acres residents should see an effective 25% discount on federal flood insurance once FEMA updates the consolidated records. "La Porte is a class 5, which is great news. It means that folks get a 25% discount on their flood insurance," the planning/code speaker said.
Staff advised residents to contact the planning department for a certification letter if their private insurer is not applying the discount; they said they would provide the consolidation ordinance and related documentation to FEMA but warned that federal updates can take time.
