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Commissioners approve Blue Cross stop-loss contract with $70,000 per-claim threshold
Summary
Jefferson County commissioners approved an administrative service agreement and a stop-loss policy administered by Blue Cross of Idaho; the per-claim stop-loss is $70,000 and per-enrollee premium figures were presented during the meeting.
Jefferson County commissioners voted to approve an administrative service agreement and stop-loss contract with Blue Cross of Idaho on March 16.
During the discussion, a commissioner read the key figures in the agreement: “The specific stop loss amount per employee is $70,000,” and the per-enrollee premium was listed as $342.64, with the aggregate stop-loss premium given as $25.83 per enrollee per month and an aggregate factor of $1,804.46 per enrollee, according to the contract read aloud at the meeting. Commissioners said the change reflects rising claim volumes and an increased employee population that required a higher stop-loss threshold than the previous $60,000 level.
Board members asked questions about premium pressure and long-term county costs; staff explained that while raising the stop-loss threshold can sometimes lower premiums, the county's overall experience and higher claims may still push premiums upward. After the presentation and roll-call, the board approved the agreements.
The board flagged premium increases as a continuing concern and said staff will monitor claims experience and report back if further changes are needed. No dollar amounts beyond the contract figures were amended during the motion and approval.
The action was adopted by roll call at the same meeting where commissioners also addressed property resolutions and infrastructure easements. The meeting record shows the contract was accepted as presented and implementation tasks were assigned to county staff to administer the new stop-loss arrangement.
