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Council to check insurer after questions about liability for private swim lessons
Summary
Councilors discussed liability when city lifeguards offer private swim lessons off-duty; the finance officer said there is still liability if instructors are not on city time and will contact the city's insurer; options discussed included having private lessons on city time, collecting fees through the city, or requiring waivers.
Parents and councilors raised concerns that private swim lessons given by city lifeguards during off-duty hours could create liability for the city because instructors are not on city time. A councilor asked whether those instructors are paid through the city; the finance officer responded that private lessons appear to be paid directly by parents to the instructor and that “there's still there's a huge liability on the instructor, and there's liability on the city because we're allowing them to use the city pool.”
Councilors discussed possible responses: require instructors to offer private lessons on city time and be paid through the city so insurance coverage applies; require waivers signed by parents; or add clearer registration language and rules on the city website. The finance officer said he would contact the insurance company for guidance; no formal policy change was made during the meeting.
