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House approves statewide home‑fortification program, adds hail coverage and advisory council
Summary
House approved the conference report for SB 2409 to create a statewide program to fortify older homes against wind and hail, make the program subject to annual appropriation, add hail to covered risks, and create an advisory council; the measure passed unanimously in recorded vote.
The House adopted a conference report on SB 2409, which the sponsor described as a statewide program to help fortify older homes and to reduce insurance premiums by addressing wind and hail vulnerability. The bill was made subject to appropriation and adds hail explicitly to the covered risks, the sponsor said.
The report also included creation of an advisory council composed of three senators, three House members and the executive director of the wind pool to advise implementation. A member from the coast delegation commended the work, saying similar programs in neighboring states reduced premiums by roughly 20–35 percent, according to the floor exchange.
The conference report was adopted on the floor (reported roughly 121 yays, 0 nays). Sponsors said final program design and appropriation levels will determine the reach and premium effects.
