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Insurer warns lifeguards off-duty not covered for private lessons; staff to draft fee resolution
Summary
City staff relayed insurer guidance that off-duty lifeguards offering private lessons would not be covered by city insurance. Staff was directed to draft a facilities-use arrangement and a fee resolution to allow city-run private lessons or require proof of instructor insurance.
Staff reported the city's insurer advised that lifeguards providing private lessons while off-duty are not covered by city insurance; the insurer recommended either (1) the city run private lessons (listing instructors as on-duty employees and collecting fees) or (2) require lifeguards/instructors to provide proof of individual insurance and execute a facilities-use agreement that transfers risk.
Council members expressed support for maintaining an option for private lessons and asked staff to draft a resolution setting a fee structure and an operational mechanism so lessons could be offered when feasible. Staff said it would consult with the pool manager about interest among lifeguards and present a fee resolution at a future meeting.
