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Commission adopts 2026–27 health and dental premiums; high‑deductible family deductible rises to $6,000
Summary
Human resources director Helen Foster presented the 2026–27 benefit schedule: no plan design changes for most plans, but the qualified high‑deductible plan will carry a $3,400 individual and $6,000 family deductible; employees will fund 17.86% of health premiums. The commission approved the schedule for open enrollment.
Reno County commissioners approved the county's 2026–27 health and dental premium schedule after a staff presentation on plan design and affordability.
Helen Foster, human resources director, told the commission there were no major plan design changes this year but that IRS indexing required an increase in the qualified high‑deductible health plan: "the individual deductible will go up to $3,400 and then the family deductible will go up to $6,000." Foster explained that most premium increases would fall on family‑level coverage and that employer/employee contribution changes mean employees will fund a slightly larger share of total premiums; staff reported employees are funding 17.86% of the health plan premiums under the proposed schedule.
Foster said the county's premium schedule was designed to meet ACA affordability tests this year without using safe‑harbor calculations and asked the board to approve the schedule so open enrollment can proceed Aug. 17–28. The commission moved, seconded and approved the rates as presented.
