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Medica to remain county medical carrier for 2026 as committee plans premium increases to rebuild reserves
Summary
Douglas County's Employee Benefits Committee recorded that Medica will remain the county's medical carrier for 2026; staff cited a 3% plan cost increase, a proposed 10% premium increase for participants and a reserve decline from $2.0M to a projected $200,000 that the increase is intended to address.
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The Douglas County Employee Benefits Committee reviewed the proposed Medica renewal for the 2026 plan year and noted a 3% increase in plan costs and a proposed 10% premium increase for participants. Staff told the committee the county's health and dental reserve has fallen from $2,000,000 to a projected $200,000 at the end of 2025 due to above-average high-cost claims; the additional premium revenue is intended to rebuild reserves to sustain coverage.
Committee members and staff discussed the financial drivers behind the increase and emphasized that the 10% participant increase is intended to shore up long-term sustainability rather than to change plan design. The minutes record no formal vote at this meeting; members instead recorded the renewal figures and the rationale for the premium adjustment and asked staff for further detail in an upcoming overview for the 2026 plan year.
