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Medica to remain county medical carrier for 2026 as committee plans premium increases to rebuild reserves

Douglas County Employee Benefits Committee ยท September 16, 2025
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Summary

Douglas County's Employee Benefits Committee recorded that Medica will remain the county's medical carrier for 2026; staff cited a 3% plan cost increase, a proposed 10% premium increase for participants and a reserve decline from $2.0M to a projected $200,000 that the increase is intended to address.

The Douglas County Employee Benefits Committee reviewed the proposed Medica renewal for the 2026 plan year and noted a 3% increase in plan costs and a proposed 10% premium increase for participants. Staff told the committee the county's health and dental reserve has fallen from $2,000,000 to a projected $200,000 at the end of 2025 due to above-average high-cost claims; the additional premium revenue is intended to rebuild reserves to sustain coverage.

Committee members and staff discussed the financial drivers behind the increase and emphasized that the 10% participant increase is intended to shore up long-term sustainability rather than to change plan design. The minutes record no formal vote at this meeting; members instead recorded the renewal figures and the rationale for the premium adjustment and asked staff for further detail in an upcoming overview for the 2026 plan year.