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District: self‑insured health plan adding millions to annual costs; negotiators press for clarity

Lake County Education Association & Lake County Schools Bargaining Committee · July 29, 2026
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Summary

Scott Ward said the district’s self‑insured health plan has driven annual cost increases of about $4.5–$5.0 million and projected a substantial jump in the coming year; union negotiators requested details and a plan for communications and open‑enrollment messaging.

Scott Ward (S2) told bargaining members the district’s employee health insurance is self‑funded and has been a recurring pressure on the general fund.

"Our employee health insurance is self funded, which means a 100% of the claims, we have to pay for," Ward said, and added that the district has seen roughly $4.5 to $5.0 million in additional health‑plan costs each year. He said next year’s expenses are shown on the district chart as a large projected increase and that every dollar spent on claims reduces what the district can offer for other compensation.

Union negotiators pressed for more detail on the district’s move to a different carrier (Ward referenced a move discussion to HPI versus Blue Cross Blue Shield) and asked for additional communication to employees before open enrollment. Negotiators and staff agreed to meet with benefits staff and to finalize benefit‑communication language in advance of enrollment.