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UMP follows IRS HDHP floor for 2027 and will sunset centers‑of‑excellence program

School Employees Benefits Board · July 1, 2026
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Summary

Uniform Medical Plan (UMP) changes for 2027 include aligning high‑deductible plan minimums with the IRS ($1,750 individual / $3,500 family), a $1,000 annual doula reimbursement requiring DOH‑certified doulas, and sunsetting the centers‑of‑excellence total joint and spine program at year‑end 2026 after contract extension negotiations failed.

Agency staff told the board the Uniform Medical Plan will follow the IRS annual deductible minimum for the 2027 high‑deductible health plan: the individual minimum is $1,750 and the family minimum $3,500 for plan qualification purposes. Staff said this follows a board resolution from 2023 that delegated administrative adjustment to match IRS changes.

Staff also described benefit and program changes: UMP will offer a $1,000 annual doula reimbursement (members must file claims for reimbursement and doulas must be certified by the Washington State Department of Health) and UMP's centers‑of‑excellence program for total joint replacement and spine surgery will expire Dec. 31, 2026 because a contract extension could not be reached.