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Committee approves bill to publicly report substantiated insurer violations affecting seniors
Summary
House Bill 14,77 would require public disclosure of final, substantiated insurer violations affecting Tennesseans over 65 and other vulnerable groups while preserving personal privacy; sponsor said the change improves transparency without releasing medical records or trade secrets.
House Bill 14,77, described by the sponsor as a transparency measure for claims handling, advanced from the Insurance Committee after discussion of how to present data fairly. The sponsor said the bill requires the Department to disclose substantiated violations such as misrepresentation of coverage and unfair settlement patterns affecting older adults, but will not release personal information, medical records, trade secrets, or information that would interfere with ongoing investigations.
Committee members welcomed the transparency aim but suggested the department report violations in a way that accounts for insurer size (for example, violations per number of claims) so large carriers do not appear disproportionately worse in raw counts. The bill was reported out of committee by a majority vote.
