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Superintendent details proposed health‑plan change, cites multimillion‑dollar district exposure and employee HSA options

Monroe Public Schools Board of Education · October 22, 2024
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Superintendent Scholl presented a proposed switch from Mesa to alternative carriers and plan designs, saying the district pays roughly $5.7 million for medical premiums and that alternative quotes could reduce costs while shifting some expense profiles to employee HSAs; open enrollment is planned for the week of Nov. 18.

Superintendent Scholl told the board Monroe is a cap district and read the state cap amounts for the current year: "In the current year, that's $7,702 for a single person, $16,109 for a 2 person, and $21,007 for a full family." He said the district currently pays about $5.711 million in medical premiums and that the incumbent carrier (Mesa) proposed a renewal that would increase costs by roughly 14% (to about $6.5 million), prompting the district to market coverage alternatives.

Scholl described three plan options the district considered — a traditional plan and two HSA‑based plans — and walked trustees through tradeoffs: fewer covered chiropractic and physical‑therapy visits and removal of massage coverage in some designs, the addition of a hearing‑aid rider, and employer HSA funding to lower employees' net out‑of‑pocket exposure if they contribute. He reported the teachers union held a vote and supported the change by a strong majority in the bargaining‑unit vote and said open enrollment is scheduled for the week of Nov. 18 so employees will have coverage cards by Jan. 1. "Lots of education gonna happen...They're creating videos for them," Scholl said, describing planned employee outreach.