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Board hears insurance-rate increases; committee recommends keeping current plan design

Board of Education, Salt Creek School District 48 · April 16, 2026
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Summary

EBC insurance rates increased—HMO by 11.4% and PPO by 19.2%—and the Insurance Committee recommended retaining the current coverage design for 2026–27, shifting costs more into premiums than out-of-pocket expenses.

Ms. Jilek presented the Insurance Committee's recommendation and reported that HMO rates increased by 11.4% and PPO rates by 19.2% for the 2026–27 coverage period. The committee recommended keeping the district's current plan design, which places a greater share of costs in monthly premiums rather than increasing out-of-pocket expenses. Open enrollment sessions will include an EBC representative to review options with staff.

Board members did not take a formal vote on benefit-plan design during the meeting; the Insurance Committee's recommendation was presented for board consideration and staff indicated timing for open enrollment meetings at each school. Staff will return with implementation steps as needed during the benefits-enrollment window.