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Board approves MetLife contract to administer paid family and medical leave
Summary
Crow Wing County authorized a private plan administered by MetLife to implement the state PFML mandate beginning 01/01/2026 after an RFP run by Integrity Benefits; county staff said the MetLife quote (0.79% payroll premium) could save roughly $37,000 versus the state plan.
Human Resources manager Amy Fisher presented an RFP outcome recommending MetLife to administer the county's Paid Family and Medical Leave plan beginning Jan. 1, 2026. Fisher said five firms responded and MetLife offered a payroll premium rate of 0.79% (compared with the state's 0.88% rate), and the proposal included a two‑year rate guarantee contingent on the county adopting other MetLife products. "MetLife's proposal also includes a 2 year rate guarantee dependent on the county utilizing some of MetLife's other insurance products," Fisher said while explaining costs and the one‑time $1,000 application fee to the state.
Commissioners asked how the employer/employee shares would work; Fisher said the employer must pay at least 50% of the premium and estimated the county’s share at roughly $177,000. After questions the board voted to approve entering into a contract with Integrity Benefits/MetLife for PFML administration and related voluntary short‑ and long‑term disability plan options.
