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County selects Smith Insurance for health plan, accepts Principal life coverage
Summary
After reviewing RFP responses from multiple brokers, the board voted to place county health coverage with Smith Insurance (annual fee recorded at $19,248), accepted $25,000 group life coverage through Principal, and changed the county's agent of record to Smith Insurance. All actions passed 2–0.
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Blackford County commissioners approved a series of employee benefits changes at the Nov. 17 meeting, selecting Smith Insurance as the county’s health plan broker and adopting Group Life insurance through Principal.
The county solicited proposals from Henriot HUB International, Smith Insurance (Take Command), Integrity Benefit Partners, and USI (Zizzl). The minutes record an annual fee of $19,248 associated with Smith Insurance; the board voted to approve Smith Insurance (motion recorded as moved and seconded by John Lancaster in the minutes) with a 2–0 vote. Separately, Commissioner Dan Borgenheimer moved to accept group life insurance through Principal with $25,000 coverage at a lower cost; the motion was seconded by Lancaster and approved 2–0. The board also authorized changing the county’s agent of record to Smith Insurance.
Henriott representative Ryan Secord explained his firm’s services but did not provide an accepted quote during the meeting. The minutes do not include details about employee contribution rates, effective dates for plan changes, or member-level impacts; those items were not specified and would be follow-up actions for county HR.
