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Staff: health‑insurance costs remain double digits; UMR transition impact unclear until next year

City of Manitowoc Personnel Committee · August 3, 2026
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Summary

City staff told the Personnel Committee that brokers project health‑insurance costs in the low teens, with an 'approximately 13%' estimate cited; the effect of switching to UMR will not be fully known until mid to end of next year.

City staff reported to the Personnel Committee that current broker projections place health‑insurance cost increases in the double digits and repeatedly referenced an approximate 13% increase for the current cycle. "Approximately 13% at this point," staff said when asked for a ballpark number.

Committee members and the mayor discussed the timing of switching administrators to UMR and noted that while the current brokers' numbers look more favorable than at the same time last year, the city will not have a full picture of the UMR transition’s fiscal impact until mid to late next year. The committee asked staff to return with July and August enrollment and claims numbers when available to better estimate year‑end results.