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Board approves recommendation to adopt new 2027 health insurance model, including UHC co‑pay option and schedule changes

Board of School Trustees, Northwest Allen County Schools · August 4, 2026
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Summary

Business director Basham recommended moving to a co‑pay UHC 'Surest' plan option, maintaining an 8% rate increase, separating medical/dental/vision pricing, and shifting to 24/18 payroll deductions; the board approved the recommendation.

Mister Basham presented the recommended health insurance structure for calendar year 2027, noting the board previously approved an 8% rate increase and that the district is recommending a move to a UHC 'Surest' co‑pay model for one plan to control out‑of‑pocket exposure. Basham said the new approach separates medical, dental and vision rates so employees can elect them individually and that the district will move to consistent payroll deduction schedules (24 for year‑round employees and 18 for non‑calendar employees).

Basham explained the 'Surest' model uses an online platform that ranks providers and sets maximum copays, which can reduce surprise bills. He told the board the change is intended to transition away from a high‑deductible plan that is unsustainable for the district; the board moved and approved the recommendation by voice vote.