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City clerk: two insurers returned bids; broker warns one may raise future rates

City Council of the City of Hometown — Committee of the Whole · March 24, 2026
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Summary

City Clerk Christina Walker said BSBC returned a renewal 1% lower and UHC offered much lower rates but the broker cautioned UHC may increase rates next year and employees could face different doctor networks and higher co-pays and deductibles.

City Clerk Christina Walker reviewed employee insurance renewal bids for council members. She said BSBC returned a rate 1% lower than the previous year, while UnitedHealthcare (UHC) returned a substantially lower rate but the broker warned that UHC may increase rates next year and that employees might have to change doctors and face higher co-pays and deductibles.

Treasurer Roti and council members noted the trade-offs between lower short-term premiums and potential network and cost changes for employees; no final choice was announced and the item remains under staff review ahead of final budget action.