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Board backs Article 7 requiring proof of insurability for building permits on Class VI roads

Hillsborough Planning Board · January 7, 2026
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Summary

Article 7 would require building permits on Class VI roads to show that the lot and buildings are insurable before permits are issued, per RSA 674:41 I(c)(3); the Planning Board recommended the article but noted 'insurability' is not defined by the legislature.

Article 7 would amend ordinance language to require that building permits on Class VI roads comply with RSA 674:41 I(c)(3) by proving lots and any buildings thereon are insurable prior to permit issuance. Dana Clow asked for clarification about the meaning of 'insurable'; Planning Director Robyn Payson said the legislature left the term undefined. The Board recommended the article unanimously.

Members discussed whether the town or property owners should bear long-term maintenance responsibilities for stormwater or drainage easements tied to new development; concerns about shifting obligations to homeowners were expressed during later subdivision discussion but the Article 7 debate centered on the statutory insurability requirement.