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FCMI reports medical plans running under estimates; Ottawa County to change benefits broker next year
Summary
FCMI presented January–August 2025 plan performance: the regular medical plan is 4.31% below estimate and the HSA plan is 9.69% below; FCMI recommended reserve transfers and said Ottawa County will move to a different broker in 2026.
Julie Yamer of FCMI presented an employee-benefits review covering January through August 2025. She said "the regular medical plan is currently running at 4.31% below the estimated annual premium and the HSA plan is running at 9.69% below the estimated rate." Yamer reviewed the reserve balance and recommended transfers to the County Treasurer, noting she recommends the transfers to County Treasurer JoDee Copple who then records them.
Yamer also discussed the county's self-funded dental plan and said it has proven less expensive than contracting dental coverage out. She noted FCMI has partnered with Ottawa County since 2022 but told the Commission that Ottawa County is going with a different broker next year. Commissioners asked clarifying questions about reserve transfers and recording procedures.
