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Commissioners debate insurance and volunteer liability for Latimer restoration
Summary
Officials questioned what insurance and indemnity requirements a nonprofit would need to accept restoration responsibility, including whether workers’ compensation must be carried in perpetuity and how volunteer labor would be handled.
Commissioners probed insurance requirements that would be attached to a lease or deed transfer of the Latimer House parcel. The lease drafts in the packet required commercial property, general liability and workers’ compensation coverage and listed the county and school board as additional insureds; some commissioners questioned whether those requirements are appropriate for a volunteer‑run nonprofit.
An insurance board member noted volunteers can be covered under certain county workers’ comp arrangements; the law director said minimum coverages and whether workman's comp must be maintained in perpetuity would be a legal and practical question. Commissioners asked the law director and county consultants to estimate the realistic insurance cost and to identify the minimum coverages that would allow the nonprofit to take over management without being financially overburdened.
