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Council approves zoning map change after FEMA floodplain revision; residents may see lower insurance rates

Long Prairie City Council · July 9, 2025
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Summary

The Long Prairie City Council adopted Ordinance No. 25-07-09-02 to amend the Official Zoning Map to reflect a FEMA Letter of Map Revision effective May 15, 2025. City staff said culvert upgrades reduced flood elevations, which could shrink flood zones and lower homeowners' insurance costs.

The Long Prairie City Council on July 9 adopted Ordinance No. 25-07-09-02 to amend the city's Official Zoning Map to incorporate FEMA map revisions. Steven Jones explained the 2022 culvert-size upgrades reduced floodplain elevations in parts of the city, prompting the mapping change.

"This is a very positive development which reduces the chance of flooding in particular areas which in turn allows the city with this approval to amend their flood plain maps and accurately represents the decreased flood risk on the zoning map," Steven Jones said. City staff told the council smaller flood zones may make flood insurance cheaper for some properties.

The ordinance updates Chapter 16 of the Long Prairie Municipal Code and references FEMA Flood Insurance Rate Map panels and the FEMA Letter of Map Revision Case 24-05-0435P, effective May 15, 2025. The ordinance takes effect 30 days after publication.

Council Member Lilah Gripne moved to approve Ordinance 25-07-09-02; Council Member JoAnn Schroeder seconded the motion, which carried. The action changes only the official map and does not, by itself, modify property taxes or other city code provisions.

City staff and the council advised property owners who believe their flood insurance rating may change to contact their insurer and review the updated FEMA maps when the ordinance is published.