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Town manager says insurer denied dock claim; MMA advises legal action

Town of Winter Harbor Selectmen · December 29, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Town Manager Sara J. Liscomb reported that D.C. Air & Seafoods' insurer denied a claim for dock repairs and that MMA advised taking the matter to court, citing video evidence; the board plans to vote on next steps at a future meeting.

Town Manager Sara J. Liscomb told the Selectmen that the town’s insurance review and an external insurer had denied coverage for recent dock damage. According to the minutes, "MMA suggests we take them to court as we have great video evidence." MMA (the Maine Municipal Association) told town staff that roads and retaining walls generally are not covered by MMA insurance, and the denial from D.C. Air & Seafoods’ insurer leaves the town considering legal options.

The minutes indicate the board will vote on the next step at an upcoming meeting. Selectman R. Hemenway noted he would not be present for that vote and indicated he was comfortable moving forward with it in his absence. The minutes record public commenters raising concerns about the absence of a posted dock weight limit and opposition to raising taxes for repairs.