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O'Brien County keeps premiums but raises 2026 health-plan deductibles
Summary
The O'Brien County Board of Supervisors voted Sept. 30 to keep 2026 county health-insurance premiums unchanged while raising deductibles for both the traditional and high-deductible plans; employer HSA contributions remain the same.
The O'Brien County Board of Supervisors voted Sept. 30 to keep county health-insurance premiums unchanged for 2026 but to raise plan deductibles. Supervisor Vanden Hull moved the measure, and Supervisor Friedrichsen seconded; the motion passed unanimously.
According to the motion recorded in the minutes, "All premiums for traditional and high deductible will stay the same. The deductible for the traditional will increase to $1,000 for single and $2,000 for family and for the high deductible will increase to $3,400 for single and $6,800 for family. Employer contributions to the employee HSA will stay the same and the employee will need to contribute the difference if they want to contribute to the IRS max." The change affects county-offered traditional and high-deductible plans; employees who want to reach IRS HSA contribution limits must make any additional contributions themselves.
The board approved the change as a motion on the consent agenda. No further details about anticipated fiscal impact, employee notification timelines, or effective date beyond the 2026 plan year were specified in the minutes.
