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FSA limits, carryover and DCAP maximums rise; represented employees to receive $300 FSA contribution
Summary
Debbie said the regular and limited-purpose FSA maximum is expected at $3,300 for 2026 with up to $660 carryover; Navia will host a webinar Oct. 17. DCAP maximums will increase from $5,000 to $7,500 (joint filers) in 2026. Represented employees earning $68,004 or less will qualify for a $300 FSA contribution in January 2026.
Debbie covered flexible spending and dependent care changes at a high level and advised administrators to attend a Navia webinar on Oct. 17 for full details. She said the 2026 regular FSA maximum is expected to be $3,300 and that employees may carry over up to $660 into 2026 if they meet carryover criteria (e.g., at least $120 remaining or newly enrolled).
She described a collective-bargaining FSA contribution: represented employees with an annual base salary of $68,004 or less on Nov. 1 who meet eligibility will receive a $300 contribution in January 2026, even if they do not enroll in an FSA. Debbie also said DCAP maximums will rise from $5,000 to $7,500 for joint filers and to $3,750 for married filing separately, effective 2026.
