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Commissioners debate trade-offs to produce roughly 1,000 new housing units

Chaffee County Planning Commission · August 4, 2026
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Summary

Commissioners discussed a county shortfall of about 1,000 housing units, questioned whether market-driven development will deliver units affordable to local workers, and examined AMI-based affordability thresholds and infrastructure constraints.

Commissioners and participants told the planning commission the county may be short roughly 1,000 housing units, and they debated how PDs and other tools could be used to meet that gap without compromising water, sewer and community character.

"It it so we're still short 1000 units in the county," one commissioner said, framing the discussion. Speakers noted that Chaffee County's area median income (AMI) was cited in the presentation as $70,000, and staff described rental affordability targets tied to 60% AMI while ownership limits were previously set at 100% AMI and recently increased by statute to 120% AMI.

Commissioners and participants raised practical barriers to affordability: high land costs, $350-per-square-foot construction estimates, the need for state grants or nonprofit partners on projects, and water and sewer capacity limits in municipalities. Several commissioners argued that simply increasing density will not produce housing affordable to service workers unless subsidies or creative models (mobile home park renovation, long-term land-lease models) are part of the plan.

No formal policy or budget decisions were made at the meeting; commissioners requested a focused future session with guest speakers from the housing authority, housing trust and developers to model where and how the county could place or subsidize the next wave of units.