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Lubbock ISD's self-funded health plan projects $4.3M deficit; dependent premiums to rise
Summary
Lubbock ISD reported a projected $4.3 million deficit in its self-funded health plan for the 2026'027 plan year and proposed keeping the employee-only basic premium flat while raising dependent coverage premiums; the board will be asked to approve the full benefits package at the next meeting.
Lubbock ISD administrators told trustees the district's self-funded health plan is projecting a deficit of approximately $4.3 million for the 2026'027 plan year. Staff said the recommended premium structure would leave the employee-only basic plan unchanged while increasing premiums for dependent coverage; the full benefits package '1 including medical, prescription drug, dental, wellness, and zero-copay clinic plans '1 will be brought to the Board for approval at the upcoming meeting.
Trustees reviewed the negotiation outcomes staff described as successful: administrators reported no administrative fee increases for the district's medical, dental, wellness, and zero-copay clinic services and said several supplemental insurance offerings had reduced or stable rates. Trustees commended the administration for proactive management of benefits and asked staff for additional participation data to better understand cost drivers and options for engagement.
