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Commission adopts updated floodplain rules aimed at improving insurance ratings

Lighthouse Point City Commission · January 14, 2025
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Summary

The commission adopted ordinance 2024-10-51 to amend Chapter 32 (floodplain and drainage management) to align with state recommendations; staff said changes aim to improve the city's CRS rating and reduce flood insurance premiums.

On second reading, the commission adopted ordinance 2024-10-51 to amend Chapter 32 (floodplain and drainage management) of the city code. Dave Dixon, consulting city planner, said the amendments implement recommendations from the Florida Department of Emergency Management and aim to improve the city's Community Rating System (CRS) score, which could help reduce flood insurance premiums for property owners.

Dixon summarized key changes, including measures affecting manufactured homes and elevation requirements: the ordinance would prohibit new manufactured homes in flood hazard areas and require residences, including manufactured homes, to be elevated to base flood plus 1 foot. The public hearing drew no speakers and the ordinance passed unanimously, 5–0.