Creve Coeur board backs move toward partially self‑funded health insurance plan

The Board of Education of Creve Coeur School District No. 76 voted June 30, 2026 to proceed with exploring a move to a partially self‑funded health insurance program after a presentation to the board and superintendent. The meeting was held at the Litchfield Building in Creve Coeur and was called to order at 6:00 p.m.

Mr. Tim Wyman presented information on the proposed partially self‑funded plan, outlining the program's structure, potential cost savings and the advantages and disadvantages of the model. Board members repeatedly emphasized the importance of preserving the district’s current standard of medical coverage and ensuring employee access to care as the district considers the change. Following discussion, "the Board reached a consensus to proceed with transitioning to a partially self- funded health insurance plan." The board did not adopt a final contract or specify vendor or savings figures at the meeting.

The discussion identified the potential for reduced premium volatility and some district cost savings but also noted risks that may accompany partial self‑funding, such as greater exposure to high claims in any given year and administrative complexity. Superintendent Johnson and board members requested that future steps include specifics on projected savings, stop‑loss insurance terms, vendor proposals and any impacts on employees' out‑of‑pocket costs before a final decision is made. No formal vote to adopt a plan was taken at this meeting; the board expressed consensus to continue the process.