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Council hears concerns about FEMA flood-study impact on residents’ insurance costs
Summary
Members reported outreach from a five-county FEMA mitigation study and said a redraw of flood maps could eliminate some mandatory flood-insurance requirements, bringing relief to mortgage holders; residents have been calling with questions.
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Council members flagged the five-county FEMA flood-mitigation study and urged follow-up to determine whether redraws of flood maps will reduce mandatory flood insurance for some homeowners.
One council member summarized residents’ concerns about premiums: “Say your house payment is, I don’t know, maybe $800, and your flood insurance is $1,800,” and said that if FEMA redraws maps some mortgage holders could be relieved of mandatory flood insurance requirements. Staff said the FEMA study should be completed and that they will follow up with the contact provided so the town can learn whether maps will be redrawn and how quickly.
Council agreed to close the office at noon on Aug. 25 so staff can attend the relevant five-county meeting in Cedar City and asked staff to provide the FEMA contact information and next steps.
