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Consultant recommends dropping aggregate stop‑loss insurance; full board to decide

Manistee County Board of Commissioners Policy/Personnel Committee · July 13, 2026
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Summary

John Kowalski of Manquen Vance recommended the county discontinue its Aggregate Stop Loss Insurance after presenting financials; the Policy & Personnel Committee deferred a final decision to the full Board of Commissioners.

John Kowalski of Manquen Vance appeared by Zoom and presented financial reports on the county's stop‑loss coverage. Mr. Kowalski recommended the county not carry the Aggregate Stop Loss Insurance and the committee agreed to forward the matter for a full Board decision at the next meeting.

Lisa Sagala, the county Administrator/Controller, will place the item on the Board agenda for final action. The committee's record notes a recommendation by the consultant but no formal motion or vote on abandoning the coverage at the committee level. "Mr. Kowalski recommends to not carry the Aggregate Stop Loss Insurance."