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Board member reports SURMA meeting: workers' comp and police claims drive losses
Summary
A committee member reported on a SURMA meeting, saying workers' compensation accounted for about 41% of claims and police-related claims about 42%; he highlighted services offered by Gallagher, including safety audits and HR support.
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Norbert reported on a July 23 SURMA meeting and told the committee SURMA has experienced a recent large loss that increased expenses. He said Effingham County's premium is determined by five-year experience and emphasized workers' compensation accounted for roughly 41% of claims while police-related claims were about 42%.
Norbert listed services offered by the insurer/reinsurer Gallagher — safety program audits, physical surveys, fleet-safety consultations, employee safety training and HR support — and suggested the county consider taking advantage of those services. He encouraged continued county participation in surveys and noted the survey is voluntary.

