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Board retracts prior insurance authorization for consultant and approves higher premium
Summary
The Cold Spring Village Board moved to rescind a prior workers' compensation authorization for consultant Ryan Carrozza and approved a Brown & Brown insurance package for 02/2026–02/2027 at $2,754.01, citing consultant status and updated premium quotes.
The board moved to rescind an earlier insurance authorization for consulting operator Ryan Carrozza and approved a new insurance package with Brown & Brown Insurance covering general liability, workers' compensation and professional liability for the period 02/2026–02/2027 at $2,754.01.
"I would like to make a motion to retract in full the previously authorized amount of $2,660.03 for coverage approved for Mister Carrozza during the 02/11/2026 meeting of the village board," Mayor (speaker 1) said before making the replacement motion. Clerk (speaker 2) clarified that Carrozza is a 1099 consultant and not an employee, which prompted trustee questions about how workers' compensation audits and premium calculations apply to part‑time consultants.
Michelle Escalillo, the village accountant, and other trustees discussed that workers' compensation charges are based on the amount an individual is paid and audit practices that calculate charges per $100 of payroll. The board approved the replacement payment and the revised resolution by voice vote; no roll-call tally was recorded in the transcript.
