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Commissioners authorize Mutual of Omaha benefits package after broker review

Jefferson County Board of Commissioners · November 26, 2025
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Summary

After HR and broker review, the board voted to move county employee Paid Family Medical Leave and related life/long‑term disability lines to a Mutual of Omaha package that the county's broker said reduced net cost while expanding life insurance coverage for employees.

Human Resources Director Diane Capizzola and broker Kim Nicholson presented a market review of the county's Oregon Paid Family Medical Leave (PFML) renewal and related life and long‑term disability lines. The standard carrier's renewal showed a large increase; staff solicited competitive bids and recommended Mutual of Omaha, which proposed a combined package that the broker said would reduce overall cost and increase the life insurance benefit for employees.

Kim Nicholson summarized bid terms: Mutual of Omaha's initial PFML quote was 1.13, then reduced to 1.10 in negotiations, and the carrier proposed increasing the employee life insurance benefit to $20,000 with a reduced overall package rate, which staff said produced a net decrease for the county across all lines. Commissioners discussed whether the increase in benefits should be treated as an annual decision and asked staff to notify bargaining units in writing that the benefit is a board‑level, year‑to‑year decision. The board approved the recommended contract and authorized staff signature.