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Board accepts insurer's $22,000 offer for wrecked ambulance after trustees weigh litigation risks
Summary
Staff reported an October wreck that totaled an ambulance with repair estimates around $139,000; the at-fault driver had $25,000 minimum coverage and the insurer offered $22,000. Trustees debated legal costs and voted to accept the settlement by voice vote.
Staff told trustees that an October accident had pushed an ambulance into another vehicle and produced an estimated repair or replacement cost of about $139,000; the at-fault driver had the statutory minimum liability coverage of $25,000 and the insurer's offer on the table was $22,000. "The person that struck our ambulance had the very minimum coverage ... it was $25,000. So the only thing that we have been offered from the insurance company is $22,000," staff said.
Trustees discussed whether pursuing a lawsuit would recover more than the county would spend in attorney fees; one trustee said legal costs could quickly exceed likely recovery. After debate, a trustee moved to accept the settlement and the motion was seconded. The board recorded a voice vote in favor and moved on to the next agenda item.
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