The Future of Deposit Insurance: Exploring the Coverage, Costs, and Depositor... (EventID=118656)

House Financial Services Committee · November 18, 2025

House Financial Services Committee hearing titled “The Future of Deposit Insurance, Exploring the Coverage, Costs, and Depositor Confidence.” Members and witnesses debated proposals to expand or temporarily guarantee deposit coverage, emergency transaction-account guarantees (eTAG/TAG), data gaps in FDIC reporting, costs and moral hazard, and impacts on community banks.

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