Right-Sizing the U.S. Bank Capital Framework: A Return to Tailoring, Economic... (EventID=118741)
Subcommittee on Financial Institutions, House Financial Services Committee · December 12, 2025
A House Financial Services subcommittee hearing examined proposals to 'right‑size' the U.S. bank capital framework, including debate over the Basel III endgame, tailoring for community and regional banks, GSIB surcharges, and potential risks from AI-driven runs. Witnesses from industry and academia testified on trade‑offs between safety, competitiveness, and credit availability.
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