Oversight of Prudential Regulators (EventID=118708)

House Committee on Financial Services · December 3, 2025

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3:40:26

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1:40:00

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Opening statement by Chair Hill: committee priorities

13:13 → 17:35(4m 22s)

Chair Hill opened the hearing (Chair, House Financial Services Committee) and framed the hearing as oversight of prudential regulators, saying the aim is to tailor rules to help community banks and ‘‘make community banks, all depository institutions of all sizes, great again.’’ He emphasized reducing duplicative burdens, returning supervision to safety-and-soundness fundamentals, and criticized climate/DEI focuses as outside core prudential supervision.

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House Financial Services Committee held an oversight hearing on prudential regulators focused on tailoring regulation for community banks, digital-asset policy implementation (the Genius Act), debanking/reputational-risk concerns, Basel III capital rules, deposit insurance sizing and fraud/cybersecurity challenges. Witnesses from the Fed, OCC, NCUA and FDIC described steps to simplify supervision and pledged interagency reviews.

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Transcript

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