“Modernizing Retirement Policy for Today's Workforce”

House Committee on Education and Workforce, Subcommittee on Health, Employment, Labor, and Pensions · January 8, 2026

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Opening remarks and purpose of hearing

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Chairman opened the hearing by framing the topic: the prevalence of employer‑sponsored defined contribution plans and the question of how retirees draw down those balances and whether lifetime income options should be expanded. He noted Congress's role in encouraging participation and protecting ERISA participants and yielded to the ranking member.

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A House Education and Workforce subcommittee hearing examined options for providing lifetime income from defined contribution plans, with witnesses and members debating annuities, guardrails, fees, and who would benefit most.

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Transcript

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